Abbasi Insurance Group provides excellent service at affordable rates. We offer Personal Automobile and Commercial Vehicle policies from numerous insurance companies.
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(Texas Only) In Texas, automobile insurance typically provides the following protections. This is listed for illustration purposes only and does not represent the actual terms and conditions of any policy.
Auto Insurance
Bodily Injury & Property Damage Liability
Pays on behalf of the insured the damages that he or she is liable to others for bodily injury and/or property damage through the use and maintenance of insured vehicles. Limits are listed as per person, per accident, and total property damage.
Medical Payments
Reimburses the insured and passengers for medical expenses incurred in an automobile accident. The limit is per accident.
Uninsured Motorist — Bodily Injury
Reimburses the insured for damages in the case an accident is the fault of an uninsured or underinsured motorist.
Uninsured Motorist — Property Damage
Replaces the collision deductible with a flat $250 and pays actual damages to the insured vehicle when it is damaged by an at-fault uninsured or underinsured motorist, not to exceed the market value of the vehicle.
Comprehensive
Physical damage to the insured vehicle other than collision — fire, theft, hail, flood, glass breakage, and more. Settlement is at actual cost to repair or replace, not to exceed the actual market value of the vehicle, subject to a deductible.
Collision
Physical damage to the insured vehicle caused by collision with other vehicles or objects. Settlement is at actual cost to repair or replace, not to exceed the actual market value of the vehicle, subject to a deductible.
Rental Reimbursement
Pays for the rental cost of a substitute vehicle when the insured vehicle is being repaired due to an insured incident.
Towing & Labor
Pays for the towing of the insured vehicle irrespective of the cause of breakdown.